Universal Property & Casualty Insurance Company

NAIC code 10861. Figures are as reported by the company to OIR for August 1, 2026 - August 31, 2026.

Owner-occupied homeowners (HO) snapshot

Total number of policies in force as of August 31, 2026	235,426
Total number of new policies written in August 2026	2,734
Total number of policies received from other insurers in August 2026	0
Total number of policies canceled in August 2026	2,313
Total number of policies nonrenewed in August 2026	1,095
Total number of policies transferred to other insurers in August 2026	0
Total direct premium written for policies in force as of August 31, 2026	$1,016,300,833
Total number of claims opened in August 2026	2,252
Number of lawsuits opened in August 2026	367

Source: OIR Monthly Market Intelligence Report, August 1, 2026 - August 31, 2026 (Data pulled on October 30, 2026 at 11:24 AM) — XLSX via OIR Residential Market Share Reports. Data submitted to the Market Intelligence Reports is not audited by the Florida Office of Insurance Regulation (per OIR).

Rate changes

2026-01-13: -5.1% (Homeowners) — A 5.1% reduction for Universal Property & Casualty customers source

Citizens takeout approvals

No takeout approval listed for this company name on the OIR Take-Out Companies page.

Source: OIR Take-Out Companies. Company names are matched automatically, so double-check them against the source.

All residential lines reported

Policy type	In force	New written
Personal Residential - Condominium Unit Owners	281,647	4,810
Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied	235,426	2,734
Personal Residential - Allied Lines	54,410	1,020
Personal Residential - Tenants	11,894	639
Personal Residential - Dwelling/Fire	45	0

Not tracked yet

Financial-strength ratings and complaint ratios aren't shown yet because we haven't found a free source we're allowed to republish. Look up the company's license and status at OIR Company Search.