FL Insurance Watch

Southern Oak Insurance Company

NAIC code 12247. Figures are as reported by the company to OIR for August 1, 2026 - August 31, 2026.

Owner-occupied homeowners (HO) snapshot

Total number of policies in force as of August 31, 2026107,076
Total number of new policies written in August 2026614
Total number of policies received from other insurers in August 2026260
Total number of policies canceled in August 2026423
Total number of policies nonrenewed in August 2026679
Total number of policies transferred to other insurers in August 20260
Total direct premium written for policies in force as of August 31, 2026$307,951,441
Total number of claims opened in August 2026341
Number of lawsuits opened in August 20265

Source: OIR Monthly Market Intelligence Report, August 1, 2026 - August 31, 2026 (Data pulled on October 30, 2026 at 11:24 AM) — XLSX via OIR Residential Market Share Reports. Data submitted to the Market Intelligence Reports is not audited by the Florida Office of Insurance Regulation (per OIR).

Rate changes

Citizens takeout approvals

Source: OIR Take-Out Companies. Company names are matched automatically, so double-check them against the source.

All residential lines reported

Policy typeIn forceNew written
Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied107,076614
Personal Residential - Dwelling/Fire11,63860
Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied - WIND ONLY9,99138
Personal Residential - Condominium Unit Owners9,24034
Personal Residential - Mobile Homeowners3,6669
Personal Residential - Tenants1,63864
Personal Residential - Condominium Unit Owners - WIND ONLY9503
Personal Residential - Tenants - WIND ONLY130

Not tracked yet

Financial-strength ratings and complaint ratios aren't shown yet because we haven't found a free source we're allowed to republish. Look up the company's license and status at OIR Company Search.