FL Insurance Watch

Homeowners Choice Property & Casualty Insurance Company, Inc.

NAIC code 12944. Figures are as reported by the company to OIR for August 1, 2026 - August 31, 2026.

Owner-occupied homeowners (HO) snapshot

Total number of policies in force as of August 31, 202681,333
Total number of new policies written in August 202640
Total number of policies received from other insurers in August 20260
Total number of policies canceled in August 2026734
Total number of policies nonrenewed in August 2026231
Total number of policies transferred to other insurers in August 20260
Total direct premium written for policies in force as of August 31, 2026$419,967,541
Total number of claims opened in August 2026394
Number of lawsuits opened in August 202653

Source: OIR Monthly Market Intelligence Report, August 1, 2026 - August 31, 2026 (Data pulled on October 30, 2026 at 11:24 AM) — XLSX via OIR Residential Market Share Reports. Data submitted to the Market Intelligence Reports is not audited by the Florida Office of Insurance Regulation (per OIR).

Rate changes

Citizens takeout approvals

Source: OIR Take-Out Companies. Company names are matched automatically, so double-check them against the source.

All residential lines reported

Policy typeIn forceNew written
Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied81,33340
Personal Residential - Dwelling/Fire24,01915
Personal Residential - Condominium Unit Owners19,5317
Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied - WIND ONLY8,6522
Personal Residential - Tenants170

Not tracked yet

Financial-strength ratings and complaint ratios aren't shown yet because we haven't found a free source we're allowed to republish. Look up the company's license and status at OIR Company Search.