FL Insurance WatchHeritage Property & Casualty Insurance Company
NAIC code 14407. Figures are as reported by the company to OIR for August 1, 2026 - August 31, 2026.
Owner-occupied homeowners (HO) snapshot
| Total number of policies in force as of August 31, 2026 | 85,605 |
| Total number of new policies written in August 2026 | 731 |
| Total number of policies received from other insurers in August 2026 | 23 |
| Total number of policies canceled in August 2026 | 669 |
| Total number of policies nonrenewed in August 2026 | 288 |
| Total number of policies transferred to other insurers in August 2026 | 0 |
| Total direct premium written for policies in force as of August 31, 2026 | $335,896,049 |
| Total number of claims opened in August 2026 | 480 |
| Number of lawsuits opened in August 2026 | 6 |
Source: OIR Monthly Market Intelligence Report, August 1, 2026 - August 31, 2026 (Data pulled on October 30, 2026 at 11:24 AM) — XLSX via OIR Residential Market Share Reports. Data submitted to the Market Intelligence Reports is not audited by the Florida Office of Insurance Regulation (per OIR).
Rate changes
- No company-level rate change for this insurer appears in the OIR press releases or Citizens notices we track. Check its filings at OIR IRFS.
Citizens takeout approvals
- No takeout approval listed for this company name on the OIR Take-Out Companies page.
Source: OIR Take-Out Companies. Company names are matched automatically, so double-check them against the source.
All residential lines reported
| Policy type | In force | New written |
|---|---|---|
| Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied | 85,605 | 731 |
| Personal Residential - Dwelling/Fire | 9,485 | 70 |
| Personal Residential - Condominium Unit Owners | 9,046 | 105 |
| Commercial Residential - Dwelling/Fire (Condo Associations Only) | 2,558 | 37 |
| Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied - WIND ONLY | 2,029 | 0 |
| Personal Residential - Condominium Unit Owners - WIND ONLY | 1,061 | 0 |
| Personal Residential - Mobile Homeowners | 438 | 0 |
| Commercial Residential - Dwelling/Fire (Excl Condo Associations) | 292 | 1 |
Not tracked yet
Financial-strength ratings and complaint ratios aren't shown yet because we haven't found a free source we're allowed to republish. Look up the company's license and status at OIR Company Search.