FL Insurance WatchCitizens Property Insurance Corporation
NAIC code 10064. Figures are as reported by the company to OIR for August 1, 2026 - August 31, 2026.
Owner-occupied homeowners (HO) snapshot
| Total number of policies in force as of August 31, 2026 | 30,818 |
| Total number of new policies written in August 2026 | 1,972 |
| Total number of policies received from other insurers in August 2026 | 1 |
| Total number of policies canceled in August 2026 | 601 |
| Total number of policies nonrenewed in August 2026 | 393 |
| Total number of policies transferred to other insurers in August 2026 | 4,130 |
| Total direct premium written for policies in force as of August 31, 2026 | $99,380,119 |
| Total number of claims opened in August 2026 | 1,068 |
| Number of lawsuits opened in August 2026 | 25 |
Source: OIR Monthly Market Intelligence Report, August 1, 2026 - August 31, 2026 (Data pulled on October 30, 2026 at 11:24 AM) — XLSX via OIR Residential Market Share Reports. Data submitted to the Market Intelligence Reports is not audited by the Florida Office of Insurance Regulation (per OIR).
Rate changes
- 2026-04-30: -8.8% (Citizens homeowners multiperil (statewide avg.)) —
Citizens’ 2026 rate changes reflect an average 8.8% decrease for homeowners multiperil policies across the state. Homeowner wind-only policyholders will see an average 5.1% decrease.
source - 2026-04-30: -5.1% (Citizens homeowner wind-only (statewide avg.)) —
Citizens’ 2026 rate changes reflect an average 8.8% decrease for homeowners multiperil policies across the state. Homeowner wind-only policyholders will see an average 5.1% decrease.
source - 2026-01-13: -8.7% (Citizens (statewide average, as stated in release)) —
Under the approved rates, the vast majority of Citizens policyholders statewide will receive a premium decrease, with a statewide average reduction of 8.7%. Over 330,000 policyholders across all 67 counties will see rate decreases, and more than 150,000 policyholders will receive reductions of 10% o
source
Citizens takeout approvals
- No takeout approval listed for this company name on the OIR Take-Out Companies page.
Source: OIR Take-Out Companies. Company names are matched automatically, so double-check them against the source.
All residential lines reported
| Policy type | In force | New written |
|---|---|---|
| Personal Residential - Dwelling/Fire | 96,558 | 1,776 |
| Personal Residential - Mobile Homeowners | 50,107 | 571 |
| Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied - WIND ONLY | 32,226 | 302 |
| Personal Residential - Homeowners (Excl Tenant and Condo) - Owner Occupied | 30,818 | 1,972 |
| Personal Residential - Condominium Unit Owners - WIND ONLY | 12,843 | 78 |
| Personal Residential - Condominium Unit Owners | 12,784 | 398 |
| Personal Residential - Dwelling/Fire - Mobile Homeowners | 11,386 | 132 |
| Personal Residential - Allied Lines - WIND ONLY DWELLINGS | 9,418 | 83 |
| Personal Residential - Tenants | 4,811 | 141 |
| Personal Residential - Mobile Homeowners - WIND ONLY | 876 | 8 |
| Commercial Residential - (Condo Associations Only) - WIND ONLY | 740 | 1 |
| Commercial Residential - Dwelling/Fire (Condo Associations Only) | 308 | 0 |
| Commercial Residential - (Apartment Buildings) - WIND ONLY | 272 | 1 |
| Commercial Residential - Dwelling/Fire (Excl Condo Associations) | 263 | 1 |
| Commercial Residential - Allied Lines (Excl Condo Associations) | 154 | 6 |
| Personal Residential - Dwelling/Fire - Mobile Homeowners - WIND ONLY | 98 | 0 |
| Personal Residential - Tenants - WIND ONLY | 81 | 0 |
| Commercial Residential - (Homeowners Association) - WIND ONLY | 40 | 0 |
Not tracked yet
Financial-strength ratings and complaint ratios aren't shown yet because we haven't found a free source we're allowed to republish. Look up the company's license and status at OIR Company Search.